801-295-0754

Individual Life Insurance in North Salt Lake UT & Ogden UT

Reassurance for you and your Loved Ones.

Axcess Insurance Group LLC provides life insurance to individuals in North Salt Lake, Ogden, Bountiful, Layton, South Salt Lake, Salt Lake City, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Axcess Insurance Group LLC, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Axcess Insurance Group LLC offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Axcess Insurance Group LLC is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Axcess Insurance Group LLC will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Axcess Insurance Group

940 North 400 East

North Salt Lake, UT 84054

Main office: 801-295-0754
Toll free: 801-295-0754
Fax: 801-295-0779

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

You won't find better, more knowledgeable agents anywhere else!
John L.
Jordon is willing to go the extra mile for you. Look no further for business and personal insurance.
Cameron S.
Can't say enough good things about the guys at Axcess Insurance Group. Just good people all around. Big thumbs up from me!
Chris F.
It's not just a business when you walk in their office. From the first time you meet them, to each time you call. It feels like you are talking to your friend.
Shane P.
It's a family type environment and really these guys treat you like family. They're the best and I recommend them wholeheartedly.
Jared W.
Jordon responded back to me on a timely basis, answered all of my questions, and beat everyone on the price.
Jeff H.
We plan on staying with Axcess Insurance Group for a long time, not only because the rates are so wonderful, but because working with Jordon has been so easy.
Hillary H.
Ryan Spencer has handled every issue quickly and was able to find me the best deals for my given situations. I would strongly recommend them to anyone.
Brett B.